Financial advice for tenants

Help is available to improve your financial situation. The financial inclusion team can provide access to affordable financial advice and digital services, and help you to build skills and confidence.

Financial advice and budgeting tips

We know that the cost of living and higher heating bills can put a strain on your finances.

Setting a budget and prioritising essential bills such as Council Tax, rent, and other utilities is key to managing your money – especially over the winter when costs can go up.

To help you stay within your budget:

• track your spending: for a month, write down every purchase you make to help you understand where your money goes
• cut unnecessary expenses: cancel subscriptions and services you no longer use
• use cashback apps: earn cashback and take advantage of sales
• plan free activities: enjoy free, fun activities like walks – check our what's on calendar for ideas
• start saving: open a Credit Union account to start saving

How we can help you

If you have money worries or need help, please contact us. We want you to be secure and can advise you on claiming the right benefits and other ways to improve your income so you can keep up with your rent and other bills.

If for any reason you fall behind on rent, please make sure you:

• contact us immediately so we can help you. You can email us at incomecollectionteam@haringey.gov.uk or you can create a provisional repayment plan
• carefully read any letters that you receive from us as they will explain what you need to do and how to get the relevant support from us
• take independent advice or see our help with money and debt page

We want to work with you to manage your debts and help you to prevent arrears now and in the future.

Workshops

You can register for Money Matters workshops to learn more about:

• budgeting, to plan your spending and have more money left at the end of the month 
• saving and borrowing, to create a saving plan and find the best ways to borrow
• savvy shopping, to learn when a deal is really a deal and how to snap up real bargains 

Register for a workshop

Other help available

The financial inclusion team also provides:

• partnerships with other organisations to improve your finances and access to services, budgeting, employability, debt advice, charities, food banks and more
• one-to-one advice, to help you claim benefits and services
• information on benefit changes, particularly welfare benefits, such as bedroom tax, the benefit cap and Universal Credit
• support with rent arrears to avoid eviction, by making affordable arrangements and accessing relevant benefits and other assistance
• support for young people leaving care, and pensioners and disabled residents to claim benefits
• access to digital champions